The summer has just flown by and September is now here. Where has the time gone? It has been a very rough summer for us. Hubby was laid off in late June and that sent panic throughout my entire brain. I felt like that robot on the old television show, Lost in Space, that goes running around in circles yelling, "Danger, Will Robinson!" That's what I wanted to do....go around with my budget book yelling, "Danger! No Money!"
Hubby eventually went back to work in August, but after about 4 weeks, he has been laid off again. Hopefully it will only be for about 2 weeks, but, still....2 weeks. On unemployment pay. I am most definitely having to re-learn how to make a dime go where a dollar should. This is making for a major brain strain.
I have gotten lax in the past few years and have strayed away from the budget system that I really like: The Envelope Budgeting system. I'm not hawking anyone's particular product, but when it comes to budgeting, Dave Ramsey's envelope system is the absolute easiest and best system out there. I am going to implement that system again and hopefully, if I am able to stick with it, I will have positive results.
What system do you use to budget your money??
A.Marie
Still sending happy thoughts and a prayer your way.
ReplyDeleteI use an odd way of billing but it works for me. I have the budget set for every Friday. You know, break down the house payment by 4 and whichever bill needs to be paid. And then whatever is left I take and hide in the back of the checkbook. So when I am done with the bills we have $.01 left. Out of site, out of mind sort of thing. I just keep a tally in the back of the checkbook, sort of like an easy to get to savings account.
Hey there! That is a really good idea!! :)
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