Okay, so I haven't much felt like laughing lately, but when I opened the mail and read the following from Discover, I had a good chuckle.
The letter stated that I could get back a $500 CASHBACK BONUS (it was all caps in the letter, also) if I spend $3,000 or more each calendar month, on my Discover card, from June 2011 to October 2011. Then, in order to make it oh-so-easy for my little brain to figure out, they also included a handy dandy chart on how I could accomplish this monthly.
- Groceries/Drug Store $600.00
- Gas $300.00 (okay, I didn't laugh at this one!)
- Restaurant/Entertainment $500.00 (I really laughed at this one!)
- Cable/Cell/Phone/Internet $300.00
- Department/Retail Stores $600.00
- Miscellaneous $700.00
I'm supposing that the "miscellaneous" category is for that not-so-fun "stuff" like the mortgage, car payment, insurance....you know, the ones that should be in the category called "boring but essential!"
Goodness Sakes...No wonder people are going broke nowadays if they really buy into this load of baloney from the credit card companies. I don't spend $600.00 per year on Department/Retail Stores, let alone one month!
I know, I know....credit cards can be helpful if they are used the right way. I totally get that....in fact, I use credit cards, but very sparingly....and I pay off the balance every month. There is a right way and a wrong way to use credit...this would be one of those wrong ways. Because, in order to get that coveted $500 CASHBACK BONUS (I can't resist capitalizing it!), you have to spend a boat-load of cash to get it. And, that boatload of cash is going towards a lot of non-essentials, in my book.
But, that's just my opinion. And, like I said before, Thanks for the laugh, Discover Card! I needed that!! ;)
Any thoughts on this? Come on, don't be shy!!